/* =========================
   BM2Solar – Cleaned styles (Brandbook aligned)
   - Colors aligned to BM2Solar Visual Identity Guideline (2025)
   - Font aligned to Montserrat (Primary font)
   ========================= */

/* =========================
   Variables (Brandbook)
   ========================= */
:root{
  /* Brand colors (from brandbook) */
  --navy:#101941;          /* Primary color */
  --blue-1:#2A3A67;
  --blue-2:#43528D;
  --blue-3:#5C6AB3;
  --blue-4:#7582C0;
  --teal:#00B39B;          /* Highlight + UI accent */
  --yellow:#FFE552;        /* Micro-accent */

  /* Neutrals (from brandbook) */
  --white:#FFFFFF;
  --neutral-1:#F4F5F7;
  --neutral-2:#D2D6DA;
  --neutral-3:#1A1C1F;

  /* Semantic mapping used in this stylesheet */
  --bg:var(--white);
  --soft:var(--neutral-1);
  --text:var(--neutral-3);
  --muted:var(--blue-2);

  --brand:var(--teal);
  --brand2:var(--teal);
  --dark:var(--navy);

  --card:var(--white);
  --border:rgba(26,28,31,0.10);
  --shadow:0 16px 40px rgba(0,0,0,0.10);
  --shadow2:0 12px 24px rgba(0,0,0,0.12);
}
/* =========================
   Header / Navigation
   ========================= */
.header{
  position:fixed;top:0;left:0;right:0;
  background:transparent;
  backdrop-filter:blur(10px);
  z-index:200;
  border-bottom:none;
}
.header .nav a{color:#fff;}
.header.scrolled{
  background:rgba(16,25,65,0.78); /* navy w/ opacity */
  backdrop-filter:blur(18px) saturate(160%);
  box-shadow:0 4px 30px rgba(0,0,0,0.25);
  border-bottom:1px solid rgba(255,255,255,0.10);
}
.nav{
  height:76px;
  display:flex;
  align-items:center;
  justify-content:space-between;
}
.logo{height:30px;width:auto;display:block;}
.nav-links{
  display:flex;
  gap:22px;
  align-items:center;
}
.nav-links a{
  color:#fff;
  text-decoration:none;
  font-weight:600;
  letter-spacing:0.2px;
  opacity:0.92;
  position:relative;
  padding:10px 2px;
}
.nav-links a::after{
  content:"";
  position:absolute;
  left:0;
  bottom:6px;
  width:0%;
  height:2px;
  background:linear-gradient(90deg,var(--brand),var(--blue-4));
  transition:width .25s ease;
}
.nav-links a:hover{opacity:1;}
.nav-links a:hover::after{width:100%;}

/* Mobile menu */
.menu-btn{
  display:none;
  background:transparent;
  border:0;
  cursor:pointer;
  padding:8px;
}
.menu-btn span{
  display:block;
  width:26px;
  height:2px;
  background:#fff;
  margin:6px 0;
  border-radius:2px;
}
.mobile-nav{
  display:none;
  padding:10px 22px 18px;
  border-top:1px solid rgba(255,255,255,0.08);
}
.mobile-nav a{
  display:block;
  color:#fff;
  text-decoration:none;
  font-weight:600;
  padding:12px 0;
  opacity:.92;
}
.mobile-nav.show{display:block;}

/* =========================
   Hero
   ========================= */
.hero{
  min-height:100vh;
  padding-top:76px;
  position:relative;
  display:flex;
  align-items:center;
  justify-content:center;
  text-align:center;
  overflow:hidden;
  background:url("images/hero.avif") center/cover no-repeat;
}
.hero::before{
  content:"";
  position:absolute;inset:0;
  background:radial-gradient(800px 500px at 50% 30%,
    rgba(0,179,155,0.28),
    rgba(16,25,65,0.65)
  );
  z-index:0;
}
.hero-visual{
  position:absolute;
  inset:0;
  z-index:0;
}
#particles-bg{
  position:absolute;
  inset:0;
  width:100%;
  height:100%;
  z-index:1;
  pointer-events:none;
}
.hero-content{
  position:relative;
  z-index:5;
  max-width:860px;
  padding:28px 18px;
  color:#fff;
}
.hero h1{
  font-size:clamp(34px,5vw,58px);
  line-height:1.08;
  margin-bottom:16px;
  font-weight:900;
  letter-spacing:-0.3px;
  text-shadow:0 18px 40px rgba(0,0,0,0.45);
}
.hero p{
  font-size:18px;
  opacity:0.95;
  max-width:640px;
  margin:0 auto 26px;
}
.hero-actions{
  display:flex;
  gap:12px;
  justify-content:center;
  flex-wrap:wrap;
}
.hero-badge{
  position:absolute;
  bottom:24px;
  right:24px;
  z-index:6;
}
.hero-badge-inner{
  background:rgba(16,25,65,0.68);
  border:1px solid rgba(255,255,255,0.12);
  color:#fff;
  padding:14px 16px;
  border-radius:14px;
  box-shadow:var(--shadow2);
  text-align:left;
  max-width:260px;
}
.hero-badge-inner strong{display:block;margin-bottom:4px;}
.hero-badge-inner span{opacity:0.9;font-size:13px;}

/* =========================
   Buttons
   ========================= */
.btn{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  gap:10px;
  padding:13px 18px;
  border-radius:999px;
  text-decoration:none;
  font-weight:800;
  letter-spacing:0.2px;
  border:1px solid rgba(255,255,255,0.15);
  background:linear-gradient(90deg,var(--brand),var(--blue-4));
  color:var(--navy);
  transition:transform .2s ease,filter .2s ease;
}
.btn:hover{transform:translateY(-2px);filter:brightness(1.03);}
.btn-ghost{
  background:rgba(255,255,255,0.10);
  color:#fff;
  border:1px solid rgba(255,255,255,0.20);
}
.btn-light{
  background:#fff;
  color:var(--text);
  border:1px solid rgba(255,255,255,0.25);
}
.btn-wide{width:100%;border:0;}

/* =========================
   Sections / Layout
   ========================= */
.section{padding:92px 0;}
.section-soft{background:var(--soft);}
.section-head{
  text-align:center;
  max-width:720px;
  margin:0 auto 42px;
}
.section-head h2{font-size:34px;margin-bottom:10px;font-weight:900;letter-spacing:-0.2px;}
.section-head p{color:var(--muted);}

.split{
  display:grid;
  grid-template-columns:1.05fr 0.95fr;
  gap:54px;
  align-items:center;
}
.text h2{font-size:36px;margin-bottom:12px;font-weight:900;letter-spacing:-0.2px;}
.text p{color:var(--muted);font-size:16px;}
.checklist{margin-top:18px;list-style:none;}
.checklist li{
  margin:10px 0;
  padding-left:28px;
  position:relative;
  color:var(--text);
  font-weight:650;
}
.checklist li::before{
  content:"✓";
  position:absolute;
  left:0;top:0;
  color:var(--brand2);
}

.image-card{
  border-radius:18px;
  overflow:hidden;
  border:1px solid var(--border);
  box-shadow:0 4px 18px rgba(0,0,0,0.06);
}
.image-card img{
  width:100%;
  height:420px;
  object-fit:contain;
  display:block;
}

/* =========================
   Cards + Grids
   ========================= */
.card{
  background:var(--card);
  border:1px solid var(--border);
  border-radius:18px;
  padding:28px;
  box-shadow:0 10px 26px rgba(0,0,0,0.06);
  transition:transform .25s ease,box-shadow .25s ease,border-color .25s ease;
}
.card:hover{
  transform:translateY(-6px);
  box-shadow:var(--shadow);
  border-color:rgba(0,179,155,0.28);
}
.icon{font-size:26px;margin-bottom:10px;}
.card h3{font-size:20px;margin-bottom:8px;font-weight:800;}
.card p{color:var(--muted);}

.service-grid{
  display:grid;
  grid-template-columns:repeat(3,1fr);
  gap:32px;
}

.why-grid{
  display: grid;
  grid-template-columns: repeat(4, 1fr);   /* 4 enake kartice v liniji */
  gap: 1.8rem;
  margin-top: 3rem;
}

.why-grid .card{
  padding: 22px 24px;                     /* manjše kartice */
  border-radius: 16px;
}

.why-grid .card h3{
  font-size: 18px;
}

.why-grid .card p{
  font-size: 15px;
  line-height: 1.45;
}

/* Remove forced centering */
.why-grid .card:last-child{
  grid-column: auto;
}

/* Responsive: below 900px -> stacked */
@media (max-width: 900px){
  .why-grid{
    grid-template-columns: 1fr;
  }
}

/* =========================
   Wide banner
   ========================= */
.wide-banner{
  width:100%;
  background:var(--neutral-1);
  padding:60px 20px;
  display:flex;
  justify-content:center;
  align-items:center;
  border-top:1px solid rgba(0,0,0,0.06);
  border-bottom:1px solid rgba(0,0,0,0.06);
}
.banner-inner{max-width:900px;text-align:center;}
.wide-banner p{
  font-size:clamp(22px,3vw,32px);
  font-weight:500;
  color:var(--text);
  line-height:1.4;
  letter-spacing:-0.3px;
}
.wide-banner strong{font-weight:800;color:var(--brand2);}

/* =========================
   Solution / Diagram / Markets
   ========================= */
#solution{
  background:linear-gradient(180deg,#ffffff 0%,#f7faf9 100%);
}
.two-col{
  display:grid;
  grid-template-columns:1.05fr 0.95fr;
  gap:26px;
  align-items:center;
}
.solution-title{
  font-size: clamp(22px, 3vw, 34px);
  line-height: 1.18;
  letter-spacing: -0.2px;
  font-weight: 800;
}

.diagram-wrap{
  background:#ffffff;
  border-radius:28px;
  box-shadow:
    inset 0 0 0 1px rgba(15,26,20,0.06),
    0 10px 30px rgba(15,26,20,0.06);
  padding:28px;
}
.diagram-grid{
  display:grid;
  grid-template-columns:80px 1fr 80px;
  gap:22px;
  align-items:stretch;
}
.diagram-content{
  display:flex;
  flex-direction:column;
  gap:18px;
}
.diag-card{
  border-radius:16px;
  padding:22px 22px;
  border:1px solid rgba(15,26,20,0.10);
  background:#ffffff;
}
.diag-top{
  background:rgba(0,179,155,0.10);
  border-color:rgba(0,179,155,0.28);
}
.diag-title{font-weight:900;letter-spacing:0.2px;margin-bottom:8px;}
.diag-sub{color:var(--text);font-weight:650;opacity:0.9;margin:4px 0;}
.diag-lines{
  display:flex;
  flex-direction:column;
  gap:6px;
  color:var(--muted);
  font-weight:650;
  font-size:13px;
}

.diagram-arrow{
  display:flex;
  flex-direction:column;
  align-items:center;
  justify-content:space-between;
}
.arrow-head{
  width:0;height:0;
  border-left:20px solid transparent;
  border-right:20px solid transparent;
}
.arrow-up .arrow-head{border-bottom:32px solid var(--teal);}
.arrow-down .arrow-head{border-top:32px solid var(--teal);}
.arrow-body{
  width:32px;
  flex-grow:1;
  background:var(--teal);
  border-radius:12px;
  position:relative;
  display:flex;
  align-items:center;
  justify-content:center;
}
.arrow-label{
  transform:rotate(90deg);
  white-space:nowrap;
  color:#fff;
  font-weight:800;
  letter-spacing:1px;
  font-size:14px;
}
.arrow-plus,.arrow-minus{
  font-size:26px;
  font-weight:900;
  color:var(--teal);
}

/* Mobile helper (horizontal arrows text) */
.mobile-horizontal-arrows{display:none;}

.markets{margin-top:48px;text-align:center;}
.markets-title{
  font-size:clamp(22px,3vw,34px);
  letter-spacing:-0.2px;
  line-height:1.18;
  max-width:900px;
  margin:0 auto 18px;
  font-weight:900;
}
.countries-grid{
  margin-top:48px;
  display:grid;
  grid-template-columns:repeat(4,1fr);
  gap:28px;
}
.country-card{
  background:var(--neutral-1);
  border-radius:28px;
  padding:36px 20px 28px;
  display:flex;
  flex-direction:column;
  align-items:center;
  justify-content:center;
  box-shadow:0 10px 30px rgba(0,0,0,0.04);
  transition:transform .25s ease,box-shadow .25s ease;
}
.country-card:hover{
  transform:translateY(-6px);
  box-shadow:0 20px 40px rgba(0,0,0,0.08);
}
.country-card img{
  width:96px;
  height:auto;
  border-radius:14px;
  margin-bottom:18px;
}
.country-card span{
  font-size:18px;
  font-weight:800;
  letter-spacing:-0.2px;
  color:#111;
}
.markets-note{
  max-width:820px;
  margin:16px auto 0;
  color:var(--muted);
  font-size:14px;
}

/* =========================
   Markets optimizer (image + text)
   ========================= */
.markets-optimizer{
  padding:120px 0;
  background:#fafdfc;
}
.optimizer-flex{
  display:grid;
  grid-template-columns:1fr 1.2fr;
  gap:60px;
  align-items:center;
}
.optimizer-text h2{
  font-size: clamp(22px, 3vw, 34px);
  line-height: 1.18;
  font-weight: 800;
  margin-bottom: 26px;
  color: var(--text);
}

.optimizer-graph img{
  width:100%;
  height:auto;
  max-width:100%;
  border-radius:18px;
  box-shadow:0 12px 34px rgba(0,0,0,0.12);
}

/* =========================
   Full image section
   ========================= */
.full-image{
  position:relative;
  min-height:70vh;
  display:flex;
  overflow:hidden;
  align-items:center;
  justify-content:center;
  text-align:center;
  background:url("images/hero.webp") center/cover no-repeat;
}
.full-image-bg{
  position:absolute;
  inset:0;
  background:url("images/hero.webp") center/cover no-repeat;
  z-index:1;
}
.full-image-overlay{
  position:absolute;
  inset:0;
  z-index:2;
  backdrop-filter:blur(4px);
  -webkit-backdrop-filter:blur(4px);
  background:linear-gradient(180deg,rgba(16,25,65,0.35),rgba(16,25,65,0.18));
}
.full-image-content{
  position:relative;
  z-index:3;
  max-width:900px;
  margin:0 auto;
  padding:48px 20px;
  text-align:center;
  color:#fff;
}
.full-image-content h2{
  font-size:clamp(36px,5vw,62px);
  line-height:1.12;
  font-weight:900;
  margin-bottom:18px;
  max-width:900px;
  margin-left:auto;
  margin-right:auto;
  text-shadow:0 10px 26px rgba(0,0,0,0.40);
}

/* =========================
   Team showcase
   ========================= */
.team-showcase{
  padding:90px 0;
  background:linear-gradient(180deg,#f7faf9,#ffffff);
}
.team-head{
  text-align:center;
  margin-bottom:50px;
}
.team-eyebrow{
  text-transform:uppercase;
  font-size:12px;
  letter-spacing:1.5px;
  color:var(--brand2);
  font-weight:900;
}
.team-head h2{font-size:40px;margin:10px 0;font-weight:900;letter-spacing:-0.3px;}
.team-head p{color:var(--muted);}

.team-flex{
  display:grid;
  grid-template-columns:260px 1fr;
  gap:60px;
}

/* Thumbnails */
.team-thumbs{
  display:flex;
  flex-direction:column;
  gap:14px;
  padding-right:10px;
  max-height:650px;
  overflow-y:auto;
}
.team-thumbs img {
  width: 70px;          /* ali 60px / 80px, kot želiš */
  height: 70px;
  aspect-ratio: 1 / 1;
  object-fit: cover;    /* obreže, da je popoln kvadrat */
  border-radius: 50%;   /* za okroglo sliko */
  display: block;
}
.thumb{
  display:flex;
  align-items:center;
  gap:12px;
  padding:10px;
  border-radius:12px;
  cursor:pointer;
  transition:0.25s;
  background:#fff;
  border:1px solid rgba(0,0,0,0.08);
}
.thumb:hover,.thumb.active{
  background:rgba(0,179,155,0.12);
  border-color:var(--brand2);
}
.thumb img{
  width:60px;
  height:60px;
  border-radius:50%;
  object-fit:cover;
}
.thumb span{font-weight:700;font-size:14px;}

/* Profile card */
.team-profile{
  background:#ffffff;
  border-radius:28px;
  padding:50px;
  box-shadow:0 18px 50px rgba(0,0,0,0.08);
  display:grid;
  grid-template-columns:280px 1fr;
  gap:40px;
  align-items:start;
  border:1px solid rgba(0,0,0,0.06);
}
.team-profile img{
  width:100%;
  height:auto;
  border-radius:20px;
  object-fit:cover;
  box-shadow:0 12px 30px rgba(0,0,0,0.12);
}
.profile-header{margin-bottom:25px;}
.profile-name{
  font-size:34px;
  font-weight:900;
  margin-bottom:6px;
  letter-spacing:-0.4px;
}
.profile-role{
  font-size:18px;
  font-weight:800;
  color:var(--brand2);
  margin-bottom:25px;
}
.team-profile ul{padding-left:0;margin-top:25px;margin-bottom:0;}
.team-profile li{
  list-style:none;
  position:relative;
  padding-left:26px;
  margin-bottom:14px;
  font-size:17px;
  line-height:1.55;
  color:#222;
}
.team-profile li::before{
  content:"";
  width:10px;
  height:10px;
  background:linear-gradient(135deg,var(--teal),var(--blue-2));
  border-radius:50%;
  position:absolute;
  left:0;
  top:9px;
  box-shadow:0 0 6px rgba(0,179,155,0.30);
}

/* =========================
   Contact
   ========================= */
.contact-modern{
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:60px;
  align-items:start;
}
.contact-left h2{
  font-size:38px;
  margin-bottom:10px;
  font-weight:900;
}
.improved-contact-left{padding-right:40px;}
.contact-subtitle{
  font-size:18px;
  color:var(--muted);
  margin-bottom:25px;
}
.contact-details-modern{
  display:flex;
  flex-direction:column;
  gap:22px;
}
.contact-item{
  display:flex;
  align-items:center;
  gap:16px;
}
.icon-circle{
  width:44px;
  height:44px;
  border-radius:50%;
  background:rgba(0,179,155,0.10);
  display:flex;
  align-items:center;
  justify-content:center;
  color:var(--teal);
  font-size:18px;
}
.contact-text label{
  font-weight:700;
  font-size:15px;
  color:var(--navy);
}
.contact-text span{
  display:block;
  font-size:17px;
  color:#333;
}

/* Form */
.form{padding:22px;}
.form-row{
  display:flex;
  flex-direction:column;
  gap:8px;
  margin-bottom:14px;
}
label{font-weight:800;font-size:13px;}
input,textarea{
  border:1px solid rgba(26,28,31,0.14);
  border-radius:14px;
  padding:12px 12px;
  font-size:15px;
  outline:none;
  transition:border-color .2s ease,box-shadow .2s ease;
  background:#fff;
  font-family:'Montserrat',sans-serif;
}
input:focus,textarea:focus{
  border-color:rgba(0,179,155,0.75);
  box-shadow:0 0 0 4px rgba(0,179,155,0.16);
}
.error{
  min-height:16px;
  color:#b42318;
  font-size:12px;
  font-weight:800;
}
.form-success{
  margin-top:10px;
  font-weight:900;
  color:var(--brand2);
}

/* =========================
   Footer
   ========================= */
.footer{
  background:linear-gradient(180deg,var(--navy) 0%,#080f22 100%);
  color:rgba(255,255,255,0.88);
  padding:80px 0 40px;
  text-align:center;
}
.footer-info p{margin:8px 0;font-size:15px;line-height:1.55;}
.footer-info a{color:#ffffff;text-decoration:none;opacity:0.9;}
.footer-info a:hover{opacity:1;}

.footer-social{
  list-style:none;
  padding:0;
  margin:30px 0 20px;
  display:flex;
  justify-content:center;
}
.linkedin-btn{
  width:80px;height:80px;
  border-radius:50%;
  background:#fff;
  border:3px solid #fff;
  display:flex;
  align-items:center;
  justify-content:center;
  overflow:hidden;
  position:relative;
  transition:transform .3s ease;
}
.linkedin-btn .icon{
  color:#262626;
  font-size:35px;
  position:relative;
  z-index:2;
  transition:.5s;
}
.linkedin-btn:hover .icon{
  color:#fff;
  transform:rotateY(360deg);
}
.linkedin-btn::before{
  content:"";
  position:absolute;
  top:100%;
  left:0;
  width:100%;
  height:100%;
  background:#0077b5;
  transition:.5s;
  z-index:1;
}
.linkedin-btn:hover::before{top:0;}

.footer-bottom{
  font-size:14px;
  opacity:0.75;
  margin-top:30px;
  padding-top:20px;
  border-top:1px solid rgba(255,255,255,0.15);
}

/* =========================
   Reveal animations
   ========================= */
.reveal{
  opacity:0;
  transform:translateY(18px);
  transition:opacity .8s ease,transform .8s ease;
}
.reveal.is-visible{
  opacity:1;
  transform:translateY(0);
}

/* =========================
   Responsive
   ========================= */
@media (max-width:1024px){
  .countries-grid{grid-template-columns:repeat(2,1fr);}
}
@media (max-width:980px){
  .split{grid-template-columns:1fr;}
  .image-card img{height:340px;}
  .two-col{grid-template-columns:1fr;}
  .service-grid{grid-template-columns:repeat(2,1fr);}
  .hero-badge{display:none;}
}
@media (max-width:900px){
  .team-flex{grid-template-columns:1fr;}
  .team-thumbs{flex-direction:row;overflow-x:auto;max-height:none;padding-bottom:10px;}
  .thumb{display:inline-flex;min-width:160px;}
  .team-profile{grid-template-columns:1fr;text-align:center;}
  .team-profile img{max-width:260px;margin:0 auto;}
  .team-profile li{text-align:left;}
  .contact-modern{grid-template-columns:1fr;}
  .improved-contact-left{padding-right:0;}
  .optimizer-flex{grid-template-columns:1fr;}
  .service-grid{grid-template-columns:1fr;}
  .why-grid{grid-template-columns:1fr;}
  .why-grid .card:last-child{grid-column:auto;}
}
@media (max-width:720px){
  .nav-links{display:none;}
  .menu-btn{display:block;}
  .section{padding:78px 0;}
}
@media (max-width:700px){
  .diagram-grid{
    grid-template-columns:40px 1fr 40px;
    gap:12px; 
  }
  /* .diagram-arrow{display:none;} */
  .mobile-horizontal-arrows{
    display:none;
    justify-content:space-between;
    align-items:center;
    margin-bottom:18px;
    padding:0 10px;
  }
  .mobile-horizontal-arrows div{
    font-size:13px;
    font-weight:800;
    color:var(--teal);
    text-transform:uppercase;
    letter-spacing:0.3px;
    display:flex;
    align-items:center;
  }
  .diagram-arrow {
    min-width:40px;
  }

  .arrow-body {
    width:18px; /* oži puščico */
  }

  .arrow-head {
    border-left-width:12px;
    border-right-width:12px;
  }

  .arrow-up .arrow-head{
    border-bottom-width:20px;
  }
  .arrow-down .arrow-head{
    border-top-width:20px;
  }

  .arrow-label {
    font-size:10px; 
    letter-spacing:0.6px;
  }
}
@media (max-width:600px){
  .countries-grid{grid-template-columns:1fr;}
}
/* =========================
   Global typography (Montserrat everywhere)
   NOTE: ensure you include Montserrat in <head>:
   <link href="https://fonts.googleapis.com/css2?family=Montserrat:wght@300;400;500;600;700;800;900&display=swap" rel="stylesheet">
   ========================= */
*{margin:0;padding:0;box-sizing:border-box;}
html{scroll-behavior:smooth;}
/* ---- TYPOGRAPHY SCALE ---- */
html { font-size: 100%; }
body {
  font-family: 'Montserrat', sans-serif;
  font-size: 1rem;
  line-height: 1.5;
}

h1 { font-size: clamp(36px, 5vw, 58px); font-weight: 900; line-height: 1.1; }
h2 { font-size: 32px; font-weight: 800; line-height: 1.2; }
h3 { font-size: 22px; font-weight: 700; line-height: 1.3; }
h4, .card h3 { font-size: 20px; font-weight: 700; }
p, li, label { font-size: 16px; font-weight: 400; }
.small-text, .markets-note, .footer-info p { font-size: 16px; font-weight: 400; opacity: 0.85; }

.container{max-width:1120px;margin:0 auto;padding:0 22px;}
/* ======================================
   FINANCIAL SECTION
   ====================================== */

#financials .card h3 {
  font-size: 20px;
  font-weight: 800;
}

.financial-before-after {
  margin-top: 60px;
}

.ba-title {
  text-align: center;
  font-size: 28px;
  font-weight: 800;
  margin-bottom: 30px;
}

.ba-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 32px;
}

.ba-card {
  background: var(--card);
  border: 1px solid var(--border);
  border-radius: 18px;
  padding: 26px;
  box-shadow: 0 10px 24px rgba(0,0,0,0.06);
  transition: transform .25s ease, box-shadow .25s ease;
}

.ba-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow);
}

.ba-card h4 {
  font-size: 20px;
  font-weight: 800;
  margin-bottom: 16px;
}

.ba-card ul {
  padding-left: 0;
  margin: 0;
}

.ba-card li {
  list-style: none;
  padding-left: 20px;
  margin-bottom: 10px;
  position: relative;
  font-weight: 600;
}

.ba-card li::before {
  content: "•";
  position: absolute;
  left: 0;
  top: 2px;
  color: var(--brand2);
  font-size: 22px;
  line-height: 0;
}

.ba-card.after {
  border-color: rgba(0,179,155,0.35);
  background: rgba(0,179,155,0.08);
}

/* TIMELINE */
.financial-timeline {
  margin-top: 80px;
}

.timeline-title {
  font-size: 28px;
  font-weight: 800;
  text-align: center;
  margin-bottom: 40px;
}

.timeline-container {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 26px;
}

.timeline-step {
  background: var(--white);
  border-radius: 18px;
  padding: 22px;
  text-align: center;
  border: 1px solid var(--border);
  box-shadow: 0 10px 26px rgba(0,0,0,0.06);
  transition: transform .25s ease, box-shadow .25s ease;
}

.timeline-step:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow);
}

.step-number {
  width: 40px;
  height: 40px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border-radius: 50%;
  background: var(--brand2);
  color: #fff;
  font-weight: 800;
  margin-bottom: 12px;
  font-size: 18px;
}

/* RESPONSIVE */
@media (max-width: 900px) {
  .ba-grid {
    grid-template-columns: 1fr;
  }
  .timeline-container {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 600px) {
  .timeline-container {
    grid-template-columns: 1fr;
  }
}
.ba-card ul {
  list-style: none;
  margin: 0;
  padding: 0;
}

.ba-card li {
  display: flex;                        /* bullet + text always aligned */
  align-items: flex-start;
  gap: 10px;

  margin-bottom: 12px;
  font-size: 17px;
  font-weight: 600;
  color: #111;
  line-height: 1.45;
}

.ba-card li::before {
  content: "";
  min-width: 7px;
  min-height: 7px;
  background: var(--brand2);
  border-radius: 50%;
  margin-top: 7px;                      /* aligns bullet with first text line */
}